Senior KYC / AML Officer - Financial Services

Location: Luxembourg
Sector: Insurance / Banking / Financial Services
Job Type: Permanent (CDI)

About the Role

Our client is a well-established international financial services player based in Luxembourg, operating in a highly regulated and dynamic environment. As part of the strengthening of its AML/CFT framework, the company is looking for a Senior KYC / AML Officer to join its compliance function.

This role offers the opportunity to work on complex KYC cases, contribute to risk mitigation strategies, and play a key role in maintaining high standards of regulatory compliance within an international organisation.

Key Responsibilities

• Perform in-depth KYC reviews and enhanced due diligence on complex and high-risk client files
• Assess client risk profiles, including source of funds and overall AML/CFT risk exposure
• Conduct screening analysis (sanctions, PEP, adverse media) and identify potential red flags
• Ensure full compliance with applicable regulations, including AML/CFT, FATCA and CRS requirements
• Contribute to the quality and consistency of KYC files and participate in periodic reviews
• Act as a point of reference for complex KYC topics within the team
• Support continuous improvement of KYC processes, controls and internal procedures
• Provide clear recommendations and escalate cases when necessary to Compliance/AML functions

Profile & Requirements

Experience & Background

• Minimum 5 years of experience in KYC / AML / Compliance within banking, insurance or financial services in Luxembourg
• Strong experience handling complex and high-risk KYC cases
• Solid understanding of AML/CFT regulations and risk-based approach

Certifications

• ACAMS or equivalent AML certification is strongly preferred

Technical Skills

• Good knowledge of FATCA / CRS and client risk assessment frameworks
• Familiarity with screening tools and AML investigation processes
• Ability to analyse complex legal structures (corporates, UBOs, trusts, etc.)

Languages

• Fluent in French and English (mandatory)
• Any additional language is considered a plus

Soft Skills

• Strong analytical and problem-solving skills
• Attention to detail and ability to handle sensitive cases
• Ability to work autonomously while maintaining high standards of quality
• Clear communication and sound judgement

Why Apply

You will join a structured and international environment where compliance is at the heart of the business. This role offers strong exposure to complex cases, regulatory challenges, and continuous improvement initiatives, making it an excellent opportunity for experienced KYC professionals looking to further develop their expertise.

If you are looking for a role combining technical depth, responsibility and impact within a reputable financial institution, this opportunity is worth exploring.

?? Please feel free to contact Rémi directly at +352 27 30 06 27 or by email at rsimon@skillfindergroup.com to discuss this opportunity.