Senior AML Consultant (EU AML Package / AML-CFT Framework) | Paris

Senior AML Consultant (EU AML Package / AML-CFT Framework) | Paris | March to December

Role overview

We are looking for an exceptionally senior Anti-Money Laundering (AML) consultant to support a client in Paris on a long-term assignment focused on the EU AML legislative package and the evolving AML/CFT regulatory framework. The consultant will provide expert guidance on regulatory interpretation, gap analysis, implementation planning, and delivery oversight across business, compliance, and operational stakeholders.

Assignment details

• Location: Paris, France (on-site)

• Start: Early March

• End: End of December

• Contract type: Consulting / freelance (mission)

• Language: French (native-level) required; English professional working proficiency

Context and objectives

The client is strengthening its AML/CFT compliance framework in line with new European requirements. The consultant will help translate regulatory expectations into pragmatic implementation across policies, controls, governance, and operating model, ensuring readiness and alignment with supervisory expectations.

Key responsibilities

• Provide subject matter expertise on the EU AML package and AML/CFT regulatory developments

• Conduct regulatory impact assessment and gap analysis vs current AML framework (policies, procedures, controls, governance)

• Define and drive an implementation roadmap (workstreams, milestones, deliverables, dependencies)

• Support the design or update of:

  • AML/CFT policies and procedures

  • Risk assessment methodology (institutional and customer risk)

  • Customer Due Diligence and Enhanced Due Diligence standards

  • Transaction monitoring and alert handling processes

  • Governance, escalation and reporting routines

• Work closely with Compliance, Legal, Risk, Operations, IT, and business teams to ensure delivery is feasible and embedded

• Provide senior stakeholder management: facilitate workshops, steer decisions, document outcomes

• Prepare clear documentation suitable for audit and regulator interactions (briefing notes, packs, evidence logs)

• Where relevant, contribute to contract and documentation reviews linked to the compliance framework (in coordination with the client’s legal/compliance teams)

Deliverables (indicative)

• Regulatory mapping and impact assessment pack

• Current-state assessment and gap analysis

• Target operating model recommendations (governance, controls, processes)

• Implementation roadmap and workplan

• Updated AML/CFT documentation set (policy/procedure updates)

• Workshop materials and stakeholder decision logs

• Readiness evidence pack for internal audit / supervisory review

Required experience and profile

• Senior AML background (typically 10+ years) in financial services (banking, asset management, payments, insurance, or consulting to these sectors)

• Proven track record delivering AML/CFT regulatory change programmes end-to-end

• Strong knowledge of:

  • EU AML legislative environment and supervisory expectations

  • AML/CFT governance, risk assessments, CDD/EDD, TM, sanctions/PEP concepts (as applicable)

• Demonstrated ability to operate at senior management level, challenge constructively, and drive decisions

• Comfortable in complex, multi-stakeholder environments with tight timelines

• Excellent writing skills: ability to produce structured, audit-ready documentation

Must-have criteria

• Native-level French (written and spoken)

• Availability for on-site presence in Paris

• Availability from early March through end of December (high continuity expected)

• Strong autonomy and ownership, with consulting-style delivery discipline

Nice-to-have

• Experience with prior EU-wide AML regulatory programmes or large-scale remediation

• Exposure to regulator-facing preparation (ACP R, ECB, etc.)

• Familiarity working with cross-functional IT/data teams on AML controls and reporting